CBCA® Program Information

CFI’s Commercial Banking & Credit Analyst (CBCA) Program covers the most critical knowledge and skills required to become a skilled credit analyst, including:

  • accounting
  • industry analysis
  • business analysis
  • management assessment
  • financial analysis
  • loan security
  • credit evaluation
  • documentation
  • review procedure

This credit analyst certification will help you hit the ground running or move up the ladder as a world-class financial analyst.

In this article we will go over the following information regarding the CBCA Program:

Subscriptions and Inclusions
CBCA Certification Requirements
Duration and Mode of Delivery
CBCA Program Admission Requirements
CBCA Career Information
Frequently Asked Questions


Subscriptions and Inclusions ^

The CBCA® program includes courses ranging from beginner to intermediate through advanced-level courses. This includes:

  •  prep courses to learn or review the fundamentals
  • core courses to build a strong foundation in credit analysis and loan underwriting
  • elective courses to explore more advanced topics and specialized lending concepts

To enroll in the CBCA® program, we offer subscription plans that give one-year access to ALL of our courses: 

  • Self-Study Subscription - priced at USD $597 per year
  • Full-Immersion Subscription - priced at USD $847 per year

There are no additional fees required to earn the digital certification. Once enrolled, you will get instant access to the courses, study materials, and all future CBCA® course upgrades within your active subscription period. 

Check for more information about the fees here: Enrollment Fees


CBCA® Certification Requirements ^

Please refer to the CBCA page under 'how it works' to view the certification requirements.

All courses come with an online assessment at the end (MCQs, fill-in-the-blanks, and Excel questions) that learners need to complete. The exams can be repeated as many times as needed and can be taken at any time. A score of at least 80% is required to pass the assessment and earn the course credentials. 

Learners are also required to take the CBCA® final exam.

Required Yes
Exam scope Prep course and core courses (elective courses are not included)
Passing score 70%
Number of attempts included in subscription Unlimited
Retake fee Free: 30-day cooldown period/must hold active subscription at the time of re-take
Exam duration 3 hours - timed
Cool-down period 30 days

Further information about the CBCA® final exam can be found here

After successfully completing all the CBCA® required courses and passing the final exam, learners need to sign CFI's Honor Pledge to submit their program for certification. Once signed and the program submitted, the Blockchain-Verified CBCA® certificate will be sent to the registered email address within 24 hours.


Duration and Mode of Delivery ^

All courses include video lectures delivered by professional Wall Street trainers who have been teaching classes for new hires at global investment banks for over twenty years. 

Lectures, study materials, and exams are all online and are accessible from anywhere in the world, allowing the program to be completed at any time. 

The recommended time to complete the program is 150-200 hours, but learners are free to finish the program at their own pace.


CBCA® Program Admission Requirements ^

The CBCA® program is open to professionals in various industries and levels of experience.

The program will cover credit evaluation, documentation, and review procedures. It will also cover industry, company, management, financial analysis, and risk assessment skills in using Excel and business tools.

The "Program Overview" section includes the list of courses included in the program and the requirements to earn the CBCA® certification.

We have included optional prep courses and we encourage students who do not have a Finance background to start with these to build a foundation, and then proceed to the more advanced Core and Elective courses.


CBCA® Career Information ^

The Credit Analyst Program is meant for careers in:

  • insurance
  • underwriting
  • rating agencies
  • corporate credit analysis
  • commercial lending
  • other areas of credit evaluation

CBCA® Career Information Overview

We highly recommend you to check our Careers in Commercial Banking course. This course will help you develop a comprehensive understanding of the careers available to you. It will serve as a valuable guide to anyone looking to learn more about the banking sector.


Frequently Asked Questions ^

∙ Why is the total time of the video not equal to the noted number of course hours?

The hours included in the course description are the average study hours, which include the time to watch the lectures, download files, complete the exercises & assessments, etc.

∙ I took the course assessment more than once; what score will this record on my transcript?

We offer unlimited attempts on the course assessments, and your transcript will show a PASS or a FAIL for your test score.

∙ Where can I access the CBCA® final exam?

The CBCA® final exam, as well as the practice exam, will be available on your dashboard once you have completed all the required courses.

∙ Can I extend the 3 hours of the CBCA® final exam?

The final exam is timed for exactly 3 hours, and there is no option to pause the timer once you have started.

∙ Can I take more than three elective courses?

Yes, of course! You will be given access to all of the programs included in the program and you are free to take more than the required courses, if you wish, at no additional cost.

∙ I have received my CBCA® certificate. Can I add CBCA® after my name?

Absolutely! Upon completion of the program, you earn the CBCA® designation, and you can add this after your name.  See here for permissions